Know Your Options for At-Home COVID-19 Test Kits

As a member, plan sponsor or consultant, do you understand what the new federal guidance on free at-home COVID-19 tests means to you? As part of Navitus’ mission to improve health outcomes, we want to make sure that you know the variety of options that are available to obtain test kits.

who is eligible?

As of January 15, 2022, members covered by private health insurance or a group health plan can get at-home COVID-19 tests authorized by the U.S Food and Drug Administration (FDA) at no charge. State Medicaid and Children’s Health Insurance Program (CHIP) are currently required to cover at-home COVID-19 tests without cost-sharing. For those with Original Medicare or Medicare Advantage, free over-the-counter (OTC) tests will be available in early spring 2022. Test kits will be reimbursed up to $12 per test, with a quantity limit of eight tests per covered individual every 30 days, for kits obtained without a health care provider’s involvement or prescription.

What are the options?

Navitus members have a number of resources to get at-home test kits including:

Through their local pharmacy, including national and regional chains

To locate a list of participating pharmacies, go to the Navitus Participating Pharmacy Directory.

The pharmacy may be able to process your test kits at no charge through your benefit plan at the pharmacy counter, OR
Send the receipt(s), along with the OTC COVID At-Home Test Claim Form to Navitus to get reimbursed.

Get free federal or state-issued at-home tests

For federally-supplied tests, go to https://www.covidtests.gov/ or call 800.232.0233 (TTY 888.720.7489).

People can also get state-issued at-home tests through state public health departments. For information about your state, go to https://www.cdc.gov/publichealthgateway/healthdirectories/healthdepartments.html.

Many states have pick-up sites through health clinics, community centers and local libraries.

Direct-to-Consumer options available through select pharmacies

For Navitus members, test kits are free through the following mail order pharmacies. You may be responsible for any additional shipping charges, if applicable.

Serve You Rx (all members) – Call 800.759.3203

BirdiRx (plan-specific) – Visit https://www.birdirx.com/

Costco Pharmacy (all members) – Visit https://www.costco.com/home-delivery

Select: Mail Order
Register for a new account. You do not need to be a Costco member to use their mail order service.
Select: Fill New Prescription
Select: My Doctor will Call or Fax. I do not have a written prescription.
In the Physician Info Fields:
Enter Physicians Name: Costco Test
Enter Physicians Phone: (800) 111-1111
Enter Physician City: Seattle
Enter Physician State: WA
Enter Drug Information: COVID Tests

Purchase at retailers including grocery stores, warehouse stores and online shopping sites

When you purchase at-home tests at retailers or online sites, use the OTC COVID At Home Test Claim Form to get reimbursed.

We realize that test availability may vary by location, dependent on supply and active COVID-19 infections in your region. If one option is not available for at-home test kits, please try another option or use COVID-19 testing sites in your area.

Have more questions? Contact your account team to learn more.